CBCharlie Barmore

AI-Native CPA.
I build the tools I use.

I'm Charlie Barmore, a CPA, Certified Fraud Examiner, and Certified Valuation Analyst in Augusta, Georgia. I run my own practice full-time, co-own the AI Lab for Accountants, and I'm the AI Practitioner at The Collaboration Room. I'm not an engineer. I build the software my practice runs on with AI agents doing the engineering, and everything below shipped anyway.

Charlie Barmore
— In plain terms

AI-native CPA

An AI-native CPA runs a practice designed around AI from the start, not one with AI bolted on. In Charlie Barmore's practice, agents keep the books, draft the entries, and run the close. The CPA reviews, decides, and signs.

Agent-native accountant

An agent-native accountant works with a team of AI agents the way a partner works with staff: delegate, review, approve. The judgment stays human. The keystrokes don't. Charlie runs nine agents in production on his own firm's books.

Practitioner-builder

A practitioner-builder does the work and builds the software for it. Charlie Barmore is a CPA, not an engineer. He builds the tools with AI coding agents, then uses them on real clients the next morning.

— The mission

Pick Up Your Sword

Why I build what I build. AI isn't automation. It's elevation. And the future isn't something that happens to you. It's something you build.

Read the mission →
— The work

Practice and Community

My CPA practice, the AI community I co-own, and the firm-owner community where I'm the AI practitioner.

Previously, Tax Lead at CoinTracker, building Nino, an agentic tax and financial planning platform. 2025–2026.

— What I've built

Software and Tools

Designed and built end-to-end. Products ship under my studio, Ledger Labs; the firm-owner tools belong to my practice and to Real Firms.

Ledger Labs
Ledger Labs Building practical, human-centered products.
ledgerlabs.co →
— Accounting & Tax Software I built for my own profession. Three of these run in the cloud for firms and their agents; five run entirely on your machine.

Two halves of one workflow, both run by agents I work alongside, not on autopilot: LedgerClaw keeps the books all year, then hands a tied-out, book-to-tax package to TaxClaw, which creates the tax workpapers and works up the return.

— The local-first suite Five desktop apps that run entirely on your Mac or PC, so client data stays there. Each ships an MCP server, so an AI assistant can read and propose while a human accepts.
— For firm owners Tools I built for my own practice and for the firm-owner communities I work in. Owned by the practice and by Real Firms, not Ledger Labs.
— Also built Not accounting. Each one started as a problem in my own life, and together they are the proof: the skill that mattered was never technical.
— Offline

Where I unplug.

No screens. Just leather, by hand.

When the laptop closes, I pick up leather. Cutting, stitching, and finishing by hand is the deliberate opposite of everything else on this page, and that's exactly why it resets me. It also became a small business: CB Leathercrafts.

CB Leathercrafts logo

Maker

CB Leathercrafts

Handcrafted leather goods (wallets, belts, and accessories) with a live customizer and an AI concept generator.

Open
— Questions

The things people ask.

Short answers, written to stand on their own.

Who is Charlie Barmore?

Charlie Barmore is a CPA, Certified Fraud Examiner, and Certified Valuation Analyst in Augusta, Georgia. He runs Charles J. Barmore CPA PC full-time, co-owns the AI Lab for Accountants with Rebecca Driscoll, CPA, and serves as the AI Practitioner for The Collaboration Room, a community of accounting-firm owners. He also builds AI-native software for accountants under Ledger Labs.

What does "AI-native CPA" mean?

It means the practice is built around AI rather than adding AI to an old workflow. Bank activity syncs in, an agent categorizes it against the real chart of accounts, a briefing agent reports every morning, and the CPA works a review queue instead of a spreadsheet. Charlie Barmore's own firm has run this way since early 2026.

What is an agent-native accounting firm?

An agent-native firm treats AI agents as staff with defined jobs: categorization, reconciliation, anomaly detection, period close, daily briefings. Every write is preview-first and a human approves it before it posts. The practitioner orchestrates the agents; the agents never file anything on their own.

Did Charlie really build all of this without engineers?

Yes. Every application on this site, their websites, and this site itself were built by Charlie alone with AI coding agents, primarily Claude Code. He has hired zero engineers. The first Claude Code session was January 2026; LedgerClaw was in production on his own firm's books by June 2026.

What does Charlie use to build software?

Claude Code as the primary coding agent, with FastAPI and Postgres on the back end, React or Astro on the front, and Railway, Vercel, and Cloudflare for hosting. The stack for each app is listed on its case-study page.

Can Charlie help my accounting firm adopt AI?

Yes. That is the primary focus of his practice: helping CPAs, EAs, bookkeepers, and firm owners adopt AI safely and effectively in real client work. Start at cbarmorecpa.com for advisory engagements, or join the AI Lab for Accountants for the weekly community.

Does Charlie still do tax and accounting work?

Yes. He keeps a select roster of business-owner and individual tax clients, mostly in Georgia and South Carolina, and works remotely with clients elsewhere. He stays in the work on purpose: it is hard to credibly advise firms on AI without using it on real returns.

— Your turn

You can build this too.

I'm a CPA, not an engineer, and I don't have those skills. Every tool on this page exists because I had a problem in my own work or life and used AI to help me build a solution for it. The skill that mattered wasn't technical. It was knowing which problem was worth solving.

Which means you can do this too. If there's a tool you wish existed in your corner of the world, you're closer to building it than you think. Start small, and solve your own problem first.

Already built something? I'd love to see it. Haven't started? Pick one problem and begin.

And if you're a CPA or another professional who wants help getting started, that's part of what my practice does. I'm happy to help.